Hi Bill - Thanks for the comment.  I love the feedback.  In the actual picture, there is a drop from the front of the bank into the water of about 6 inches.  One of the ducks are actually half in the water and half under the lip of the bank.   The bank does not run 'into' the water.

Maybe I have to somehow indicate this a bit clearer but I will have to figure out how to do it.  Hmmmm another puzzle to solve.   ;>