Hi,

I know that it is a problem since you are limitied to photos no larger than 100kb.  You can resize your photos with many programs.  I happen to be an old Photoshop user and can do it very easily in that program.  I do believe that you can find less expensive graphics programs that allow you to edit your photos and resize them to less than 100kb.  One of the keys to getting down to that size is to reduce the resolution of your photo to 72 and the size to 5 x 7 and then save in a jpeg format.

I do believe Photoshop Elements is not too expensive and would fill the bill and I hope that you don't find the learning curve too steep for the use of that program.  None of the programs for graphics are really simple.

Good Luck and I do hope that I haven't confused you.

Eyecandy